Flexible Financing Options for Your HVAC Needs
At Estes Heating & Air Conditioning in Jacksonville, we understand that HVAC repairs and installations can sometimes come unexpectedly and strain your budget. That’s why we offer flexible financing options to help you get the services you need without delay or financial stress. Through our partnership with FTL Finance, you can access fast, easy financing tailored to your unique financial situation—so you don’t have to put your comfort on hold. Whether you’re dealing with an emergency repair or planning a full system upgrade, we make sure financing is simple and accessible.
Why Choose FTL Finance for HVAC Financing?
FTL Finance is our trusted financing partner, offering a range of benefits that make managing HVAC costs easier than ever. Their fast and straightforward application process considers your overall financial health, not just your credit score, increasing your chances of approval. Plus, there are no prepayment penalties or default fees if you miss a payment, giving you peace of mind as you manage your budget. You’ll also enjoy online account management and payment options, supported by a dedicated customer service team ready to assist you.
Transparent, Upfront Pricing with No Hidden Fees
We believe that honest communication is key when it comes to financing. Estes Heating & Air Conditioning provides upfront pricing so you know exactly what to expect before you commit. Our no-hidden-fee policy ensures that the estimate you receive is the price you pay—no surprises. Plus, with our no-interest and no-down-payment financing plans, you can start your project immediately and pay over time comfortably. We want our customers to feel confident and informed every step of the way.
Financing Available for Homeowners and Contractors
Estes Heating & Air Conditioning offers financing not just for homeowners but also for contractors managing larger projects. Whether you need a full HVAC system installation, commercial refrigeration setup, or routine maintenance, our financing options can accommodate projects of any size. With nearly 30 years of experience, NATE-certified technicians, and trusted HVAC equipment brands, we combine expertise with affordable payment plans to serve Jacksonville’s community better.
Ready to Finance Your HVAC Project?
Don’t let budget worries delay your HVAC repairs or upgrades. Call Estes Heating & Air Conditioning today (904) 241-6727 or fill out our online form to learn more about our flexible financing options through FTL Finance. Get the comfort you deserve now—and pay over time with terms that fit your financial situation.
If you have emergency HVAC repairs,
Estes Heating & Air Conditioning in Jacksonville helps
you every step of the way.
New A/C & HVAC Repair Financing
Estes Heating & Air Conditioning of Jacksonville understands that issues come up and that people need the flexibility to make good decisions. Emergency repairs can be unexpected and Estes can help.
Questions? We are happy to help!
We Partner With FTL Finance For Financing Options!
Get fast, easy financing options for your home improvement project with FTL Finance!
- Fast and easy application
- Approvals are based on your financial situation, not just your credit score
- No prepayment penalties
- No default rate for missed payments
- Committed support team
- Online account management and payment options

NO HIDDEN FEES
Estes Heating and Air Inc. places transparent communication at the forefront of our business, and our team will never surprise our customers with hidden fees or extra costs. Customers rely on us to be straightforward with our estimates, and our honest, hard-working labor. After our services are completed your care is our highest concern.
UPFRONT PRICING
NO INTEREST/NO DOWN PAYMENTS
Every step of the way, our customers are fully informed and understand the costs of our HVAC services. This is why we have so many satisfied customers. Estes Heating and Air Inc. offers transparent prices and top-quality services to match.

Estes provides Jacksonville HVAC financing for contractors as well as for homeowners when they need.
- Full-system installation for HVAC and commercial refrigeration
- NATE-certified, experienced technicians available 24/7
- Over 33+ years of experience
- 100% satisfaction guaranteed
- Trusted HVAC equipment brands
- Very competitive prices
- And more
Partner with Estes Heating & Air Conditioning for a company that…

Is always on schedule

Provides top-quality installations

Is competitively priced

Consistently exceeds customer expectations
With the expertise and knowledge Estes has acquired through our 80+ years combined experience, there is nothing that we haven’t seen.
Contact Estes Heating & Air Conditioning for Your HVAC Financing Needs
Our team has the expertise, resources, and professionalism needed to provide you with whatever results you require, when it comes to your HVAC system. From new construction installations to residential HVAC repairs, we do it all.
You can count on us to deliver high-quality products and services, on schedule and on budget. Contact us today to schedule an appointment. We look forward to hearing from you!